Asking Wealthy Americans How They Got So Rich! (Scottsdale)

章节 1：斯科茨代尔街访富豪：亿万老板与匿名软件创业者

📝 本节摘要：

主持人Ken Lee在亚利桑那州斯科茨代尔街头采访富人。开场剪辑了太阳队老板谈约40岁成为亿万富翁、与清崎讨论大学是否骗局等片段。多数富人拒绝出镜，随后一位匿名金融科技创业者受访。他的软件公司年营收最高超1亿美元，他认为从千万做到上亿关键在于创始人不成为绊脚石、提前搭建流程架构，并以最差老板为反面教材。

[原文] [Speaker A]: Bro, love the channel. You did not hear this from me, but there's a billionaire in there.

[译文] [Speaker A]: 兄弟，超爱你的频道。这话可不是我说的啊，不过里面有个亿万富翁。

[原文] [Ken Lee]: Are you serious?

[译文] [Ken Lee]: 真的假的？

[原文] [Speaker A]: Yeah, he's just in there eating. He owns a basketball team.

[译文] [Speaker A]: 真的，他就在里面吃饭呢。他有一支篮球队。

[原文] [Ken Lee]: Excuse me, sir. Question for you. How old were you when you became a billionaire?

[译文] [Ken Lee]: 打扰一下，先生。想问您个问题：您多大成为亿万富翁的？

[原文] [Mat Ishbia]: How'd you know I was a billionaire?

[译文] [Mat Ishbia]: 你怎么知道我是亿万富翁？

[原文] [Ken Lee]: The guys out front told me that you were, man.

[译文] [Ken Lee]: 外面那几个哥们儿告诉我的。

[原文] [Mat Ishbia]: Probably 40, 41 years old.

[译文] [Mat Ishbia]: 大概40、41岁吧。

[原文] [Ken Lee]: What do you do?

[译文] [Ken Lee]: 您是做什么的？

[原文] [Mat Ishbia]: You like basketball?

[译文] [Mat Ishbia]: 你喜欢篮球吗？

[原文] [Ken Lee]: Yes.

[译文] [Ken Lee]: 喜欢。

[原文] [Mat Ishbia]: So, I own an NBA team.

[译文] [Mat Ishbia]: 我有一支NBA球队。

[原文] [Ken Lee]: What team do you own?

[译文] [Ken Lee]: 哪支球队？

[原文] [Mat Ishbia]: The Phoenix Suns.

[译文] [Mat Ishbia]: 菲尼克斯太阳队（Phoenix Suns）。

[原文] [Ken Lee]: You own the Suns?

[译文] [Ken Lee]: 太阳队是您的？

[原文] [Mat Ishbia]: Yeah.

[译文] [Mat Ishbia]: 是的。

[原文] [Ken Lee]: Who am I here with today? You

[译文] [Ken Lee]: 今天我和谁在一起？你们

[原文] [Ken Lee]: ever read this book here? Rich Dad Poor Dad.

[译文] [Ken Lee]: 读过这本书吗？《富爸爸穷爸爸》（Rich Dad Poor Dad）。

[原文] [Ken Lee]: Rich Dad Poor Dad.

[译文] [Ken Lee]: 《富爸爸穷爸爸》。

[原文] [Ken Lee]: The author of this book.

[译文] [Ken Lee]: 这本书的作者。

[原文] [Ken Lee]: You're Robert Kiyosaki.

[译文] [Ken Lee]: 您就是罗伯特·清崎（Robert Kiyosaki）。

[原文] [Robert Kiyosaki]: That's me.

[译文] [Robert Kiyosaki]: 正是我。

[原文] [Ken Lee]: Now, for the people that don't know, how did you make your millions?

[译文] [Ken Lee]: 给不了解您的人说说，您是怎么赚到几百万的？

[原文] [Robert Kiyosaki]: Yeah.

[译文] [Robert Kiyosaki]: 对。

[原文] [Ken Lee]: Do you think college is a scam?

[译文] [Ken Lee]: 您觉得上大学是一场骗局吗？

[原文] [Robert Kiyosaki]: Of course. What did you learn about money?

[译文] [Robert Kiyosaki]: 当然是。你在大学里学到了哪些关于钱的知识？

[原文] [Ken Lee]: Nothing.

[译文] [Ken Lee]: 什么都没学到。

[原文] [Robert Kiyosaki]: What'd you go to school for? To learn money, right?

[译文] [Robert Kiyosaki]: 那你上学是为了什么？为了学会赚钱，对吧？

[原文] [Ken Lee]: Excuse me, sir. Sir, how old were you when you became a millionaire?

[译文] [Ken Lee]: 打扰一下，先生。先生，您多大成为百万富翁的？

[原文] [Speaker A]: I'm not.

[译文] [Speaker A]: 我不是。

[原文] [Ken Lee]: So, real quick, sir, I grew a channel to 18 million followers. I've interviewed 31 billionaires in the last 4 years.

[译文] [Ken Lee]: 先生，就耽误您一会儿。我把一个频道做到了1800万粉丝，过去四年采访过31位亿万富翁。

[原文] [Speaker A]: I'm just a super private guy.

[译文] [Speaker A]: 我就是个特别注重隐私的人。

[原文] [Ken Lee]: I got you. What was the biggest year that you had revenue-wise? Like, what was the most amount of money you made?

[译文] [Ken Lee]: 明白。您营收最高的一年是多少？就是说，您赚得最多的时候有多少？

[原文] [Speaker A]: 250 million.

[译文] [Speaker A]: 2.5亿。

[原文] [Ken Lee]: Would you say more than 100 million?

[译文] [Ken Lee]: 可以说超过1亿吗？

[原文] [Speaker A]: Yeah.

[译文] [Speaker A]: 可以。

[原文] [Ken Lee]: More than 200 million?

[译文] [Ken Lee]: 超过2亿呢？

[原文] [Speaker A]: I would say that.

[译文] [Speaker A]: 可以这么说。

[原文] [Ken Lee]: More than $100 million. What's your best for anybody in business when it comes to buying?

[译文] [Ken Lee]: 超过1亿美元。对于做生意的人来说，在买入这件事上，您最好的建议是什么？

[原文] [Speaker A]: Oh, man. I got one right now.

[译文] [Speaker A]: 哎呀，我现在手上就有一个。

[原文] [Speaker A]: No, I don't want to give it up to you guys.

[译文] [Speaker A]: 不行，我可不想透露给你们。

[原文] [Speaker A]: All right, I started a new company. It's a

[译文] [Speaker A]: 好吧，我新开了一家公司，是一家

[原文] [Ken Lee]: Your last message to the younger generation. Last sentence to them. To the younger generation.

[译文] [Ken Lee]: 最后给年轻一代说句话吧。最后一句，送给年轻一代。

[原文] [Speaker A]: Don't.

[译文] [Speaker A]: 别……

[原文] [Ken Lee]: Right now, I'm standing in one of the richest cities in America. And no, I am not exaggerating. Scottsdale, Arizona has some of the fastest growing wealth in the entire country. There is a higher concentration of millionaires and billionaires that live here than most cities on the entire planet. And today I'm on a mission to figure out exactly how they got this rich. But I'm not stopping with just millionaires and billionaires today because I've secured an interview with the man who literally wrote the book on money, the author of Rich Dad Poor Dad himself, Robert Kiyosaki. Here's how this is going to work, guys. I'm going to walk up to the wealthiest people in this city, the multi-millionaires, the billionaires that live here, and ask them exactly how they became so wealthy. And at the end of the video, you're going to walk away with the exact blueprint that

[译文] [Ken Lee]: 此刻，我正站在美国最富有的城市之一。没错，我一点都没夸张。亚利桑那州的斯科茨代尔（Scottsdale）是全美财富增长最快的地方之一，这里百万富翁和亿万富翁的密度比地球上大多数城市都高。今天我的任务，就是搞清楚他们到底是怎么变得这么有钱的。而且今天我不只采访百万富翁和亿万富翁，因为我还约到了一位真正写过理财宝典的人——《富爸爸穷爸爸》的作者本人，罗伯特·清崎。玩法是这样的：我会走到这座城市最富有的人面前，那些住在这里的千万富翁、亿万富翁，问问他们到底是怎么致富的。看完这期视频，你会带走一份完整的蓝图，也就是

[原文] [Ken Lee]: wealthy people use to get financially free. This might be the most valuable video that I've ever made. So stay tuned from start to finish. With that being said, let's get this video underway. All right, you guys. I want to put it in perspective for you right now just so you can see the money that's out here that's floating around in the city right now. I mean, just in the area we're filming in right now, right? You got a Rolls-Royce parked right here, McLaren across the street. Come around here.

[译文] [Ken Lee]: 富人用来实现财务自由的那套方法。这可能是我做过最有价值的一期视频，所以请从头看到尾。话不多说，我们开始吧。好了各位，我想先让你们直观感受一下，这座城市里现在到底流动着多少钱。就说我们正在拍摄的这一片吧：这儿停着一辆劳斯莱斯，街对面有一辆迈凯伦。到这边来看看。

[原文] [Ken Lee]: Mercedes truck, Bentley truck, another McLaren around there. Look, we're going to be going up to all these people today. The people coming up to the valet, coming in and out of shops and nice restaurants and figure out exactly how they got rich and how you can do the exact same thing. So, let's go up to some people and go see what they did.

[译文] [Ken Lee]: 奔驰越野、宾利越野，那边还有一辆迈凯伦。今天我们要去找这些人聊聊——那些来代客泊车的人、进出商店和高档餐厅的人，搞清楚他们究竟是怎么致富的，以及你怎样才能复制他们的路。走吧，去问问他们都是怎么做的。

[原文] [Ken Lee]: Hey, get him. Get him. Go. Sir, I got a question for you.

[译文] [Ken Lee]: 嘿，拦住他，拦住他，快去。先生，我有个问题想问您。

[原文] [Speaker A]: I don't do the camera.

[译文] [Speaker A]: 我不上镜。

[原文] [Ken Lee]: Wait, so wait real quick, sir.

[译文] [Ken Lee]: 等等，先生，稍等一下。

[原文] [Speaker A]: I'm good. I'm good.

[译文] [Speaker A]: 不用了，不用了。

[原文] [Ken Lee]: All right, brother.

[译文] [Ken Lee]: 好吧，兄弟。

[原文] [Ken Lee]: Excuse me, sir. Sir, how did you get rich?

[译文] [Ken Lee]: 打扰一下，先生。先生，您是怎么致富的？

[原文] [Ken Lee]: What did you do, sir? Real quick. So, I grew a channel to 18 million followers.

[译文] [Ken Lee]: 先生，您是做什么的？就耽误一会儿。我把一个频道做到了1800万粉丝。

[原文] [Speaker A]: No way.

[译文] [Speaker A]: 不行。

[原文] [Ken Lee]: Can I get one minute with you real quick?

[译文] [Ken Lee]: 能给我一分钟吗？

[原文] [Speaker A]: No way.

[译文] [Speaker A]: 不行。

[原文] [Ken Lee]: Thank you.

[译文] [Ken Lee]: 谢谢。

[原文] [Ken Lee]: Excuse me, sir. Is this your G-Wagon?

[译文] [Ken Lee]: 打扰一下，先生。这辆大G是您的吗？

[原文] [Speaker A]: Yes.

[译文] [Speaker A]: 是的。

[原文] [Ken Lee]: And how did you get rich? What kind of business are you in?

[译文] [Ken Lee]: 那您是怎么致富的？您做哪一行？

[原文] [Speaker A]: I'm not doing this.

[译文] [Speaker A]: 我不接受采访。

[原文] [Ken Lee]: Hey, real quick, sir. So, I grew a channel to 18 million followers. I go all over the world.

[译文] [Ken Lee]: 嘿，先生，就一会儿。我把一个频道做到了1800万粉丝，我走遍了全世界。

[原文] [Ken Lee]: One piece of advice. Young entrepreneurs out there.

[译文] [Ken Lee]: 给一条建议就行，给年轻的创业者们。

[原文] [Speaker A]: No, no, I'm not talking.

[译文] [Speaker A]: 不了不了，我不说。

[原文] [Ken Lee]: All right, man. Have a good one, man. Excuse me, sir.

[译文] [Ken Lee]: 好吧，兄弟，祝你愉快。打扰一下，先生。

[原文] [Ken Lee]: How old were you when you became a millionaire?

[译文] [Ken Lee]: 您多大成为百万富翁的？

[原文] [Speaker A]: 20s, but I don't want to get on camera, but thank you.

[译文] [Speaker A]: 二十几岁，不过我不想上镜，谢谢你。

[原文] [Ken Lee]: So, real quick, sir. So, I started the channel at the University of Texas. I grew to 18 million followers. I've interviewed over 30 billionaires in the last four years, including Mark Cuban, Tom Cruise, Tom Brady. Just to get two questions on advice to the younger generation.

[译文] [Ken Lee]: 先生，就耽误一会儿。我在德州大学（University of Texas）创办了这个频道，做到了1800万粉丝，过去四年采访过30多位亿万富翁，包括马克·库班（Mark Cuban）、汤姆·克鲁斯（Tom Cruise）、汤姆·布雷迪（Tom Brady）。就问两个问题，请您给年轻一代一些建议。

[原文] [Speaker A]: Okay.

[译文] [Speaker A]: 好吧。

[原文] [Ken Lee]: So, what line of business were you in?

[译文] [Ken Lee]: 您是做哪一行的？

[原文] [Speaker A]: Stock investments.

[译文] [Speaker A]: 股票投资。

[原文] [Ken Lee]: Investments. Did you work on Wall Street?

[译文] [Ken Lee]: 投资。您在华尔街工作过吗？

[原文] [Speaker A]: No, I did not. I just manage money.

[译文] [Speaker A]: 没有，我只是帮人管钱。

[原文] [Ken Lee]: What did you learn about managing money for the richest people? Where do they put their money in today's world?

[译文] [Ken Lee]: 给最有钱的人管钱，您学到了什么？如今他们都把钱投到哪儿？

[原文] [Speaker A]: I can't do this. Sorry though, man. I

[译文] [Speaker A]: 这个我不能说。抱歉了，兄弟。我

[原文] [Ken Lee]: All right, you guys. As you can see, look, because there is so much money out here in Scottsdale, Arizona, these people are private. All right. A lot of them, they do not want to give up any of the game on camera. They don't want to reveal who they are. But look, I never take no for an answer. And I always say every no is a step closer to a yes. So, we're going to keep this one rolling and go find the millionaires and billionaires that live out here so that way you can figure out how to get rich just like them.

[译文] [Ken Lee]: 好了各位，正如你们所见，因为亚利桑那州斯科茨代尔的钱实在太多了，这里的人都很注重隐私。很多人不愿意在镜头前透露任何门道，也不想暴露自己的身份。但我从不轻易接受拒绝。我常说，每一次被拒绝，都离成功更近一步。所以我们会继续拍下去，去找住在这里的百万富翁和亿万富翁，这样你们就能弄明白如何像他们一样致富。

[原文] [Ken Lee]: Excuse me, sir. Sir, how old were you when you became a millionaire?

[译文] [Ken Lee]: 打扰一下，先生。先生，您多大成为百万富翁的？

[原文] [Speaker A]: Oh, I'm not interested.

[译文] [Speaker A]: 哦，我没兴趣。

[原文] [Ken Lee]: So, real quick, sir, I grew a channel to 18 million followers. I've interviewed 31 billionaires in the last four years like Tom Cruise.

[译文] [Ken Lee]: 先生，就耽误一会儿。我把一个频道做到了1800万粉丝，过去四年采访过31位亿万富翁，比如汤姆·克鲁斯。

[原文] [Speaker A]: I appreciate it.

[译文] [Speaker A]: 谢谢你的好意。

[原文] [Ken Lee]: Could I just for 30 seconds? I know you're an entrepreneur. I know you'll respect what I do. I've interviewed 31 billionaires. Let me show you what I do real quick. Just so you know, I'm legit.

[译文] [Ken Lee]: 能给我30秒吗？我知道您是位企业家，我相信您会认可我做的事。我采访过31位亿万富翁。我快速给您看看我做的内容，让您知道我是正经做事的。

[原文] [Ken Lee]: This is me.

[译文] [Ken Lee]: 这就是我。

[原文] [Ken Lee]: My name, greatest of all time. I just did Dana White out in Las Vegas. I just want you to know, like, I'm...

[译文] [Ken Lee]: 我的名号，史上最强。我刚在拉斯维加斯采访过达纳·怀特（Dana White）。我就是想让你知道，我是……

[原文] [Speaker A]: No, no. I totally believe. I'm just a super private guy.

[译文] [Speaker A]: 不不，我完全相信。我只是个特别注重隐私的人。

[原文] [Ken Lee]: I got you. Let me just ask you. I saw the back. Are you in fintech by any chance?

[译文] [Ken Lee]: 明白。那我就问问你。我看到你背后的字了，你是不是做金融科技的？

[原文] [Speaker A]: Yeah.

[译文] [Speaker A]: 是的。

[原文] [Ken Lee]: You are. What type of companies did you own?

[译文] [Ken Lee]: 果然是。你经营过哪些类型的公司？

[原文] [Speaker A]: All software.

[译文] [Speaker A]: 全是软件公司。

[原文] [Ken Lee]: So technology companies.

[译文] [Ken Lee]: 所以是科技公司。

[原文] [Speaker A]: Yeah.

[译文] [Speaker A]: 对。

[原文] [Ken Lee]: Love that.

[译文] [Ken Lee]: 太棒了。

[原文] [Ken Lee]: So what was the biggest year you had revenue-wise? Like, what was the most amount of money you made?

[译文] [Ken Lee]: 那你营收最高的一年是多少？就是说，你赚得最多的时候有多少？

[原文] [Speaker A]: Well, that I can't share.

[译文] [Speaker A]: 这个嘛，我不方便透露。

[原文] [Ken Lee]: Would you say more than 100 million?

[译文] [Ken Lee]: 能说超过 1 亿吗？

[原文] [Speaker A]: Yeah.

[译文] [Speaker A]: 可以。

[原文] [Ken Lee]: More than 200 million?

[译文] [Ken Lee]: 超过 2 亿呢？

[原文] [Speaker A]: No, I wouldn't say that.

[译文] [Speaker A]: 不，那倒没有。

[原文] [Ken Lee]: More than $100 million. I want to challenge you. Go back to when you were a $10 million company. What was the bottleneck that you had to overcome to get out to a hundred-million-dollar business?

[译文] [Ken Lee]: 超过 1 亿美元。我想考考你。回到你们还是 1000 万美元规模的时候，要成长为 1 亿美元的企业，你必须突破的瓶颈是什么？

[原文] [Speaker A]: Mostly you got to get out of your own way. You think about, you know, building a company to scale. Most times people address scale when they have to, versus thinking proactively about how do we build processes and structure so that we're always in a position waiting for us to grow into our potential, versus trying to catch up once it hits us.

[译文] [Speaker A]: 主要是你得别给自己挡道。你想想，要把公司做大规模，大多数时候人们都是迫不得已才去应对规模问题，而不是主动思考该如何搭建流程和架构，让我们始终处于一种准备就绪的状态，等着自己去释放潜力，而不是等增长来了再手忙脚乱地追赶。

[原文] [Ken Lee]: What is the best advice you ever got from a mentor?

[译文] [Ken Lee]: 你从导师那里得到过的最好建议是什么？

[原文] [Speaker A]: So, it's not one piece of advice, but I tell you, I've had lots of mentors in my career. The person that I learned the absolute most from was the worst boss I ever had, because he taught me all the things I want to make sure I never did when I was in that seat.

[译文] [Speaker A]: 这倒不是某一条建议。但我跟你说，我职业生涯中有过很多导师，而我学到东西最多的，恰恰是我遇到过的最糟糕的老板。因为他让我知道了，等我坐到那个位置上时，哪些事情是绝对不能做的。

[原文] [Ken Lee]: Like, what did he do that you said, "I will never do this in one of my companies"?

[译文] [Ken Lee]: 比如说，他做了什么事，让你觉得「我在自己的公司里绝不会这么干」？

[原文] [Speaker A]: You know, not listening to people around you; hiring talented people, but then telling them what to do versus listening to their thoughts and ideas; trying to intimidate people to meet deadlines that are unrealistic because it's some arbitrary achievement, instead of really focusing on what's best for the customers and the employees.

[译文] [Speaker A]: 你知道的，不倾听身边人的意见；招来有才华的人，却只对他们发号施令，而不是听取他们的想法和点子；为了某个拍脑袋定下的目标，用恐吓的方式逼人赶不切实际的截止日期，而不是真正关注什么对客户和员工最好。

[原文] [Ken Lee]: Do you think everybody's built for entrepreneurship?

[译文] [Ken Lee]: 你觉得每个人都适合创业吗？